Kernrechtsfrage
Whether the dispute fell under the consumer-for rule of Art. 32 CPC.
Extrahierter Entscheid
No. The relationship between the association and its member was governed by association law, not by a consumer contract, and the requested legal-protection service was directly linked to the member's professional activity.
Extrahierte Begründung
Art. 32 CPC requires a contract for a customary consumer service for personal or family needs. Here the membership relation arose under the association's statutes and regulations, the benefits depended on those internal rules, the contribution financed all services collectively, and the disputed legal assistance related to the appellant's work accident and labor claims.