Kernrechtsfrage
Whether the credit- and home-work schemes involved arglist under fraud law
Extrahierter Entscheid
Yes. The defendant used a sophisticated deceptive setup that did not require victims to distrust or verify every detail.
Extrahierte Begründung
Arglist exists where the offender builds a web of lies or uses special tricks; ordinary victims need only basic caution, not maximal scrutiny. The victims had no reason to suspect the defendant given the professional appearance of the materials and the usual discretion of such transactions.