Kernrechtsfrage
Whether the medical expert report was sufficiently reliable to assess work capacity and disability
Extrahierter Entscheid
The court held that the expert report was not deficient or contradictory; the insured could work full-time as a secretary with a 20% loss of performance.
Extrahierte Begründung
The orthopaedic clarification on sternum pain excluded relevant work limitation, and the later medical opinions did not convincingly displace the multidisciplinary expertise.