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ATA/399/1998•Whiplash proof rules and psychiatric impairment benefits
ATA/399/1998Cour de justice / Verwaltungskammer30.06.1998
Von Omnilex extrahiert
The case concerns accident insurance consequences of a cervical whiplash injury and psychological aftereffects. The court restates that ordinary evidentiary rules also govern whiplash cases. It further clarifies the approach to impairment indemnity for psychiatric disorders: such compensation is generally excluded in banal accidents, is doubtful in ordinary accidents, and requires a full assessment of the permanence of the impairment in serious accidents.
Art. 24 al. 1 LAA; proof and impairment indemnity for whiplash-type injuries and psychiatric sequelae. The general rules on proof apply also to cervical trauma of the “whiplash” type. As regards impairment compensation for psychological disorders, entitlement must in principle be denied in the case of a banal accident; in the case of an ordinary accident, the claim is doubtful and a detailed examination of the lasting nature of the impairment is generally not called for; in the case of a serious accident, however, such an examination is always required (federal case law).
Descripteurs
ASSURANCE SOCIALE; ACCIDENT; AA; TRAUMATISME CERVICAL; AFFECTION PSYCHIQUE; INDEMNITE POUR ATTEINTE A L'INTEGRITE; ASSU
Normes
LAA.24 al.1
Résumé
Les principes généraux en matière de preuve valent aussi pour les cas de traumatisme de type "coup du lapin". Quant au droit à une IPAI pour troubles psychiques, il doit en principe être nié dans le cas d'un accident banal; son bien-fondé est douteux dans le cas d'un accident moyen, et il ne convient en principe pas d'instruire en profondeur la question du caractère durable de l'atteinte. En cas d'accident grave, par contre, cette analyse doit toujours être faite (jurisprudence fédérale).
Von Omnilex extrahiert
Whether general rules of proof also apply in whiplash-type cervical trauma cases.
Yes. The general principles of evidence apply equally to whiplash-type injuries.
The court confirms that special evidentiary relief does not displace the ordinary rules of proof in such cases.
Whether an impairment indemnity can be awarded for psychological disorders after an accident.
As a rule, entitlement is denied for a banal accident and is doubtful for an ordinary accident; in severe accidents, the lasting impairment must always be examined.
The court follows federal case law distinguishing banal, ordinary, and serious accidents when assessing psychiatric sequelae and the need for a detailed durability analysis.
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