Kernrechtsfrage
Whether the insured person's pre-accident earnings or expected post-training salary should be used to calculate disability benefits for a trainee.
Extrahierter Entscheid
The earning capacity basis is the wage actually achieved before the accident; for a person in training, the full salary is the one expected at the end of the training, but the disability pension may not be calculated on the hypothetical wage of the learned profession if the insured did not yet earn it.
Extrahierte Begründung
The decision follows the principle that the pre-accident earned income serves as the basis for daily benefits and disability pensions. Even if the insured did not yet earn the usual wage in the profession, the pension base cannot be set on the income that would have been earned only after completion of the training.