Kernrechtsfrage
Whether an insurer may reduce a daily indemnity once the insured reaches AVS age under LAMA art. 12bis para. 3.
Extrahierter Entscheid
Yes. The insurer is entitled to reduce the daily indemnity when the insured reaches AVS retirement age.
Extrahierte Begründung
The court held that LAMA allows such a reduction upon reaching the AVS age threshold.