Alan M. Hords v. Ocwen Loan Servicing, LLC

NOT RECOMMENDED FOR FULL-TEXT PUBLICATION
File Name: 15a0340n.06
No. 14-1552
UNITED STATES COURT OF APPEALS
FOR THE SIXTH CIRCUIT
ALAN M. HORDS,
Plaintiff-Appellant,
v.
OCWEN LOAN SERVICING, LLC, and U.S.
BANK NATIONAL ASSOCIATION, as Trustee for
RASC 2006-KS6,
Defendants-Appellees.
)
)
)
)
)
)
)
)
)
)
)
ON APPEAL FROM THE
UNITED STATES DISTRICT
COURT FOR THE EASTERN
DISTRICT OF MICHIGAN
Before: COLE, Chief Judge; GILMAN and KETHLEDGE, Circuit Judges.
KETHLEDGE, Circuit Judge. Alan Hords filed this lawsuit after the defendants
foreclosed on his home. The defendants moved to dismiss. For reasons unknown, Hords—or
more precisely, his attorney—never responded to the motion even though the district court
extended the deadline three times. Eventually, the court dismissed Hords’s lawsuit for failure to
state a claim. Two months later, Hords—by then pro se—filed a “motion for reconsideration” in
which he asked the court to vacate its judgment under Federal Rule of Civil Procedure 60(b).
The court denied the motion, holding that it was untimely. Hords appeals that denial.
As an initial matter, the district court treated Hords’s motion as if he had filed it under
Eastern District of Michigan Local Rule 7.1, rather than under Federal Rule of Civil Procedure
60(b), which is what in fact he filed it under. But that distinction makes no difference to the
outcome here. Under Rule 60(b), a court may vacate a judgment for specified reasons, including

-- 1 of 2 --

No. 14-1552
Hords v. Ocwen Loan Servicing, LLC
-2-
“mistake, inadvertence, surprise, or excusable neglect.” Fed. R. Civ. P. 60(b)(1). Here, Hords
sought relief on grounds of his attorney’s “mistake” in failing to file a response to the
defendants’ motion to dismiss. To obtain relief for a mistake, however, a litigant must show,
among other things, that the error is excusable. Yeschick v. Mineta, 675 F.3d 622, 628 (6th Cir.
2012). Moreover, a client is accountable for his attorney’s “acts and omissions[.]” Id. at 629.
And Hords offers no basis to find that his attorney’s failure to file a response was excusable.
Thus, we find no abuse of discretion in the district court’s rejection of Hords’s motion. See id. at
628.
Hords also argues that equity justifies Rule 60(b) relief because his complaint states a
claim for fraud. But Hords failed to make this argument below, so he has forfeited it. See Vance
v. Wade, 546 F.3d 774, 781 (6th Cir. 2008). Moreover, we agree with the district court that
Hords’s complaint did not plead fraud with the specificity required by Rule 9(b) of the Federal
Rules of Civil Procedure.
The district court’s judgment is affirmed.

-- 2 of 2 --