Art. 1105

1. The cheque may be made payable to:

a specific person, with or without the explicit comment “to order”;

a specific person, with the comment “not to order” or a comment to that effect;

the bearer. 2. Where the cheque designates a specific person as payee with the added comment “or presenter” or a comment to that effect, the cheque is deemed made out to the bearer. 3. A cheque with no payee indicated is deemed payable to the bearer.