Key legal question
Whether the debtor could defeat definitive debt enforcement by set-off of alleged counterclaims for rent and health insurance payments
Extracted holding
No. The alleged counterclaims were not established by a judgment or unequivocal acknowledgment, and the asserted set-off therefore could not be considered in definitive debt enforcement.
Extracted reasoning
Under Art. 81 SchKG, set-off is only relevant if the counterclaim is itself proven by a judgment or an unconditional acknowledgment. The debtor's asserted reimbursement or enrichment claims required substantive assessment outside the scope of the summary enforcement judge.