Key legal question
Whether the insured remained entitled to full accident-insurance daily allowances after 1 November 2005.
Extracted holding
Yes. She remained 100% incapable of working in her former job, so full daily allowances were still due.
Extracted reasoning
The medical report had full evidentiary value and confirmed complete incapacity in the original occupation. Art. 6 sentence 2 ATSG could not be applied because the insurer had not first asked her to seek adapted work and granted a transition period.