Key legal question
Whether the insured grossly negligently caused the accident within the meaning of Art. 37(2) UVG
Extracted holding
The insured's conduct did not justify a reduction of benefits under Art. 37(2) UVG.
Extracted reasoning
Although his traffic behaviour may have been imprudent, the later bodily injury resulted from an assault. The conduct did not lead to the kind of foreseeable harm that traffic rules normally protect against, because no serious traffic danger, collision, or typical accident damage occurred.