Key legal question
Whether the insurer could terminate accident-insurance benefits from 1 January 2003 for lack of adequate causation.
Extracted holding
Yes. After 31 December 2002 no adequate causal link remained between the accident and the continuing complaints.
Extracted reasoning
The accident was classified as medium, at the border of minor. The decisive criteria were not met in sufficient number or intensity: no particularly dramatic accident, no serious injuries, no prolonged specific and painful treatment, and no sufficiently important incapacity to work.