Key legal question
Whether the insured was entitled to an accident-insurance disability pension based on a 37% invalidity degree.
Extracted holding
No pension was due because the court accepted the expert opinion that the insured could work 100% in his current job and therefore suffered no pension-relevant loss of earnings.
Extracted reasoning
The challenge to the expert report was insufficiently substantiated; no contradictory medical reports were filed, and no concrete indications undermined the report's reliability were shown. The court also rejected the asserted higher hypothetical income as healthy.