Key legal question
Whether the knee injury resulted from an accident or assimilated accident injury
Extracted holding
The incident did not involve a sufficiently external, non-controlled factor; therefore it was neither an accident nor an assimilated injury.
Extracted reasoning
The insured's first statements consistently described only a light running movement while practicing an exercise. The court preferred those statements over later references to a slip or torsion. In the absence of an unusual or uncontrolled movement, the external factor required by the law was lacking.