Key legal question
Whether psychological sequelae of the accident had to be included in the disability assessment and whether a multidisciplinary expert opinion was required.
Extracted holding
The insurer and cantonal court were entitled to ignore psychological impairment; no further expert evidence was necessary.
Extracted reasoning
The file did not establish an invalidating psychiatric disorder. The cited factors were psychosocial, not health impairments. Even if a psych condition existed, adequate causation would fail for a medium-severity accident under the case-law criteria.