Key legal question
Whether the spinal injection of 7 March 1997 qualified as an accident under accident insurance law.
Extracted holding
The injection was not shown to be an extraordinary external factor, and an accidental harmful injury caused by the treatment was not established with sufficient probability.
Extracted reasoning
The procedure was a common therapeutic act. The medical record did not prove a grossly extraordinary mishap or a probable damage caused by the injection; competing medical opinions relied largely on the insured's later account.