Key legal question
Whether the insurer could stop covering treatment ex nunc and pro futuro without reopening the earlier award decision
Extracted holding
Yes. The insurer may end coverage prospectively even after an earlier payment decision, without relying on reconsideration or procedural revision, and treatment costs are not durable benefits subject to revision rules.
Extracted reasoning
The court relied on established case law allowing an accident insurer to close a case prospectively if it concludes that no insured event or causal link exists, and held that treatment costs and daily allowances are not durable benefits under the revision rules.