Key legal question
Whether the hypothetical income without disability should be based on a higher university-level career path.
Extracted holding
No concrete indications showed that the insured person would probably have completed higher education or achieved a correspondingly higher income.
Extracted reasoning
A career advancement in invalidity law requires concrete indications existing at the time the health impairment began, such as studies, exams, or other steps. The record showed no such steps; the school record and later conduct did not support a higher hypothetical career path.