Key legal question
Whether the insured person is entitled to IV benefits despite conflicting medical opinions on work capacity.
Extracted holding
The canton court erred by treating the newer multidisciplinary expert report as insufficiently reasoned and by relying on the MEDAS report without reconciling the conflicting assessments.
Extracted reasoning
The Institute X report discussed the earlier MEDAS report in detail and, based on interdisciplinary examinations, found about 50% work capacity. The MEDAS report’s assumption that HWS distortions without organic findings generally have no lasting effect is not decisive; under the case law, such injuries can still cause long-lasting, work-limiting symptoms even without objective structural deficits.