Key legal question
Whether the insured's condition and need for assistance had materially changed so as to justify reducing the helplessness allowance from average to slight.
Extracted holding
No material change was shown; the insured still needed permanent supervision and assistance, so the allowance could not be reduced.
Extracted reasoning
The medical evidence showed a largely unchanged, if slightly worsened, condition. The prior risk of fainting and low blood pressure persisted, and the earlier basis for permanent supervision remained.