Key legal question
Whether the psychiatric expert report had probative value and could establish full work capacity.
Extracted holding
The expert report met the case-law requirements for probative value; the court could rely on it to find no diminished work capacity.
Extracted reasoning
The expert personally examined the insured, took account of complaints, history, file material and other doctors' opinions, and gave a coherent diagnosis with reasons for excluding a disabling depression or psychosis.