Key legal question
Whether wage parallelization was justified in the invalidity calculation
Extracted holding
No. Parallelization requires a wage clearly below the branch average because of factors external to invalidity and a non-deliberate acceptance of that lower wage; the reasons relied on by the cantonal court did not meet that test.
Extracted reasoning
The court held that physical work requirements relate to work capacity, not external factors. The alleged psychological denigration leading to termination did not show a wage dispute or that the insured had willingly accepted a markedly lower wage.