Key legal question
Whether the accident insurer had to cover the proposed spinal operation under accident insurance benefits
Extracted holding
No. The operation was not shown to be likely to improve health or prevent deterioration and was considered premature and potentially aggravating.
Extracted reasoning
Under Art. 10 LAA, treatment is covered only if it is suitable to improve the health condition or avoid its worsening. The medical evidence did not convincingly establish a symptomatic L4-L5 discopathy requiring renewed spondylodesis; the surgery offered uncertain benefits and possible long-term risks.