Key legal question
Whether the insurer correctly assessed the claimant's work incapacity despite conflicting medical opinions.
Extracted holding
The court held that the insurer's medical adviser wrongly disregarded both the treating physician's opinion and the detailed conclusions of the rheumatology experts.
Extracted reasoning
The medical file did not justify rejecting the consistent expert findings; incapacity was accepted for two periods, first at 100% and then at 50%.