Key legal question
Whether the insured is entitled to a higher integrity compensation than 5%
Extracted holding
Yes. The court held that the accident-related impairment warrants an integrity compensation of 15%.
Extracted reasoning
The later MRI and specialist assessments showed additional accident-related pathology, in particular post-traumatic arthrosis and impingement of the right upper ankle joint, making the insurer's prior 5% assessment untenable.