NEWREZ LLC v. SANDS

1
UNITED STATES DISTRICT COURT
DISTRICT OF MAINE
NEWREZ LLC, d/b/a 	)
SHELLPOINT MORTGAGE 	)
SERVICING, 	)
)
Plaintiff, 	)
)
v. 	) 	No. 1:24-cv-00429-SDN
)
LUKE I. SANDS, 	)
)
Defendant. 	)
JUDGMENT OF FORECLOSURE AND SALE
Address: 149 Free Street, Dexter, Maine 04930
Mortgage: November 18, 2020
Book 15795, Page 81 of Penobscot County Registry of Deeds
This matter came before the Court for a testimonial hearing on Plaintiff’s Motion
for Default Judgment on February 5, 2026. Plaintiff, NewRez LLC d/b/a Shellpoint
Mortgage Servicing, was present and represented by Reneau J. Longoria, Esq. Defendant,
Luke I. Sands, did not appear. I granted the Motion for Default Judgment and, pursuant
to the Plaintiff’s request, dismissed Counts II–IV of the Complaint. Order on Pl.’s Mot.
for Default Judgment (ECF No. 33). JUDGMENT on Count I – Foreclosure and Sale is
hereby ENTERED as follows:
1. 	If the Defendant or his heirs or assigns pay NewRez LLC d/b/a Shellpoint
Mortgage 	Servicing 	(“NewRez”) 	the 	amount 	adjudged 	due 	and 	owing
($120,402.02) within 90 days of the date of the Judgment, as that time period
is calculated in accordance with 14 M.R.S.A. § 6322, NewRez shall forthwith
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discharge the Mortgage and file a dismissal of this action on the ECF Docket.
The following is a breakdown of the amount due and owing as of February 5,
2026:
Description 	Amount
Principal Balance 	$99,171.94
Interest at 3% to 2/5/2026 	$5,982.92
** Escrow Balance at Loan Transfer 	($569.31)
Insurance 	$5,262.82
Taxes 	$9,468.99
Corporate Advances 	$8,205.93
Subtotal 	$127,523.29
Credits 	($6,734.85)
Unapplied Balance 	($386.42)
Grand Total 	$120,402.02
2. 	If the Defendant or his heirs or assigns do not pay NewRez the amount
adjudged due and owing ($120,402.02) within 90 days of the judgment, as that
time period is calculated in accordance with 14 M.R.S.A. § 6322, his remaining
rights to possession of the Dexter Property shall terminate, and NewRez shall
conduct a public sale of the Dexter Property in accordance with 14 M.R.S.A.
§ 6323, disbursing the proceeds first to itself in the amount of $120,402.02
after deducting the expenses of the sale, with any surplus to the Defendant or
the heirs or assigns, in accordance with 14 M.R.S.A. § 6324. NewRez may not
seek a deficiency judgment against the Defendant pursuant to the Plaintiff’s
waiver of deficiency at the hearing.
3. 	In the event that the Defendant, and anyone occupying the premises, do not
vacate the property upon termination of his right to possession, NewRez may
reopen this matter to seek a Writ of Assistance and/or Writ of Possession to be
served by the U.S. Marshals Service pursuant to Federal Rule of Civil Procedure
4.1(a) consistent with this Judgment.
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4. 	Pursuant to 14 M.R.S.A. § 2401(3)(F), the Clerk, if requested, shall sign a
certification after the appeal period has expired, certifying that the applicable
period has expired without action or that the final judgment has been entered
following appeal.
5. 	The Plaintiff is responsible for recording the attested copy of this Judgment
with the signed Clerk’s certification in the proper county’s registry of deeds
within 	one year of the entry 	of the final judgment and for paying the
appropriate recording fees. See 14 M.R.S. § 2401(3).
6. The amount due and owing is $120,402.02.
7. 	NewRez LLC d/b/a Shellpoint Mortgage Servicing has first priority, in the
amount of $120,402.02, pursuant to the subject Note and Mortgage and there
are no parties in interest other than the Defendant who has second priority.
8. 	The pre-judgment interest rate is 3.00000%, see 14 M.R.S.A. § 1602-B, and the
post-judgment interest rate is 9.5%, pursuant to 14 M.R.S.A. § 1602-C.
8. 	The following information is included in this Judgment pursuant to 14 M.R.S.A.
§ 2401(3):
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PARTIES 	COUNSEL
PLAINTIFF 	NewRez LLC d/b/a Shellpoint
Mortgage Servicing
55 Beattie Place
Suite 10
Mail Stop 005
Greenville, SC 29601
Reneau J. Longoria, Esq.
William H. Sandstead, Esq.
Doonan, Graves & Longoria, LLC
100 Cummings Center
Suite 303C
Beverly, MA 01915
DEFENDANT
Luke I. Sands
149 Free Street
Dexter, ME 04930
Defaulted
a) The docket number of this case is No. 1:24-cv-00429-SDN.
b) The Defendant, the only party to these proceedings besides 	NewRez,
received 	notice 	of the proceedings in accordance with the applicable
provisions of the Federal Rules of Civil Procedure.
c) A description of the real estate involved, 149 Free Street, Dexter, ME 04930,
is set forth in Exhibit A to the Judgment herein.
d) The street address of the real estate involved is 149 Free Street, Dexter, ME
04930. The Mortgage was executed by the Defendant, Luke I. Sands, on
November 18, 2020. The book and page number of the Mortgage in the
Penobscot County Registry of Deeds is Book 15795, Page 81.
e) This judgment shall not create any personal liability on the part of the
Defendant but shall act solely as an in rem judgment against the property,
149 Free Street, Dexter, ME 04930.
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S O ORDERED.
Dated this 18th day of February, 2026.
/s/ Stacey D. Neumann
U NITED S TATES D ISTRICT J UDGE
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