Question juridique clé
Whether the claims under SVG/OR were time-barred
Solution extraite
The claims were time-barred when enforcement was sought; the lower courts correctly dismissed the action.
Motifs extraits
The criminal limitation period applicable under Art. 83(1) SVG also applied to the insurer and began on the accident date; the claimant had sufficient knowledge of the damage by August 2002; the waiver of limitation only extended the period until 8 September 2004, so the February 2005 enforcement came too late.