Question juridique clé
Whether the partial claim was insufficiently substantiated because the claimed items and allocation were not specified
Solution extraite
The claim was sufficiently substantiated to the extent the lender alleged a total claim exceeding the partial amount claimed; no need to specify how the payment would be allocated.
Motifs extraits
Substantiation is governed by federal law. A creditor may demand a partial payment without stating to which subclaim it is to be credited, provided the asserted total claim exceeds the partial amount.