Question juridique clé
Whether the insurer had a duty to pay benefits under the Accident Insurance Act for the reported back complaints
Solution extraite
No benefit entitlement existed because the complaints were shown to stem from pathological vertebral fractures caused by severe osteoporosis, not an insured accident.
Motifs extraits
The medical evidence, especially the orthopedic expert report, established pathological fractures of L1-L3 with severe osteoporosis; the claimant's contrary view lacked any medically substantiated support.