Question juridique clé
Whether the insured's loss of earnings should be calculated with a 10% or 15% deduction from statistical wages.
Solution extraite
Only the insured's functional limitations justified a deduction; a 10% reduction was appropriate, while the cantonal court lacked reasons to increase it to 15%.
Motifs extraits
Age, nationality, length of service and full-time capacity had no relevant negative impact; the insurer did not abuse discretion by applying 10%, and the first-instance court substituted its own view without sufficient grounds.