Question juridique clé
Whether accident insurance must cover a Swiss Trac electric propulsion device for the insured's wheelchair
Solution extraite
No. The device was not shown to be necessary and proportionate given the insured's existing manual wheelchair and adapted car, which already ensured adequate autonomy for private and professional needs.
Motifs extraits
Under Art. 11 LAA and Art. 1 OMAA, only simple, adequate and necessary aids listed in the schedule are covered. A strong slope or some inaccessible places do not by themselves justify an electric propulsion device, and the insured need not be able to move everywhere on all terrains.