Question juridique clé
Whether the insured's right to be heard was violated because the psychiatric expert report was not directly sent to her.
Solution extraite
No violation occurred because the medical dossier, including the expert report, was communicated through her treating psychiatrist and she could comment on it before the opposition decision.
Motifs extraits
Art. 47 LPGA allows restricted access to sensitive health data when direct disclosure may harm the insured; transmission to the treating doctor was sufficient here.