Question juridique clé
Was the advance on costs paid in time when the amount was credited to Postfinance before the deadline but not to the court account?
Solution extraite
Yes. Under the applicable federal rules, timeliness depends on payment to Swiss Post or debit of the debtor's postal/bank account before expiry, not on crediting the court account.
Motifs extraits
The record showed payment to Swiss Post on 2007-11-20, six days before the deadline. The later non-crediting to the TAF account was irrelevant. The IBAN transcription error was not an inexcusable error, and the postal operator should have checked the account number.