Question juridique clé
Whether the insurer violated the insured person's right to be heard by not submitting additional questions to the expert
Solution extraite
No. The insured had already been given the opportunity to submit questions, which she did not use, and the insurer could later seek a response to the opposing doctor's comments without reopening that opportunity.
Motifs extraits
The procedural rights were respected because the insured had a prior chance to ask questions and the insurer then requested a supplementary statement from the expert on the new medical report.