Psychological sinistrose does not justify benefits under accident insurance

ATA/270/1996Cour de justice / Chambre administrative14 mai 1996

Extrait par Omnilex

Résumé Omnilex

The case concerns an insured person who invoked accident insurance for psychological complaints described as sinistrose. The court held that such psychological troubles do not justify an integrity compensation and also do not warrant an invalidity pension. The summary indicates that the complaints were not treated as a compensable accident-related impairment under the accident insurance framework.

Regeste Omnilex

Art. 6 LAA; psychological complaints characterized as sinistrose are not, as a rule, sufficient to found entitlement to an integrity compensation or an invalidity pension under accident insurance. Where the medical picture is limited to a revendicatory psychological reaction without a compensable bodily or psychically protected impairment, benefits are to be denied; the mere existence of post-accident psychic symptoms does not establish an insured disability or compensable loss of integrity.

Texte intégral

Descripteurs

ASSURANCE SOCIALE; ACCIDENT; AA; CAUSALITE ADEQUATE; TENDANCE A LA REVENDICATION; ASSU

Normes

LAA.6

Résumé

Des troubles psychologique relevant d'une sinistrose ne peuvent donner lieu à une indemnité pour atteinte à l'intégrité, ni à l'octroi d'une rente invalidité.

Mots-clés

accident insurancepsychological disordersinistroseintegrity compensationinvalidity pensioncausal link

Extrait par Omnilex

Question juridique clé

Whether psychological disorders attributable to sinistrose entitle the insured to an integrity compensation under accident insurance.

Solution extraite

No. Psychological troubles of the type described do not qualify for integrity compensation.

Motifs extraits

The complaints are psychological and fall within sinistrose rather than a compensable impairment of bodily or psychically protected integrity under accident insurance.

Question juridique clé

Whether such psychological complaints can justify an invalidity pension under accident insurance.

Solution extraite

No. The psychological condition does not support entitlement to an invalidity pension.

Motifs extraits

The court treated the complaints as sinistrose-related and therefore insufficient to establish a compensable accident-related disability.

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