Increase of collective insurance premiums upheld

ATA/554/1995Cour de justice / Chambre administrative17 oct. 1995Dismissed

Extrait par Omnilex

Résumé Omnilex

The decision concerns an increase in premiums under a collective insurance contract. The court held the increase admissible because the contract itself allowed premium adjustments and the collective arrangement was running at a deficit. The challenge was therefore rejected.

Regeste Omnilex

LAMA 6 bis; increase of premiums under a collective insurance contract: an adjustment is permissible where it rests on a contractual basis and is objectively justified by the deficit situation of the collective contract. The insured party cannot successfully oppose the increase when the contractual mechanism for premium revision is validly invoked and the economic conditions underlying the collective scheme warrant the adjustment.

Texte intégral

Descripteurs

ASSURANCE SOCIALE; AM; PRIME D'ASSURANCE; AUGMENTATION(EN GENERAL); ASSU

Normes

LAMA.6 bis

Résumé

Augmentation des primes d'un contrat collectif admise, la possibilité d'augmentater les primes reposant sur une base contractuelle et étant justifiée par le fait que le contrat collectif en question était déficitaire.

Mots-clés

social insuranceinsurance premiumcollective insurancepremium increasecontractual basisdeficit

Extrait par Omnilex

Questions juridiques clés extraites par Omnilex

Question juridique clé

Whether the increase of premiums under the collective insurance contract was admissible.

Solution extraite

The increase was admissible because the contract provided a contractual basis for adjusting premiums and the collective contract was operating at a deficit.

Motifs extraits

The court accepted that the insurer could raise premiums under the contractual terms, and that the deficit of the collective contract justified the adjustment.

Increase of collective insurance premiums upheldGénéré par IA