Discal hernia sequelae covered by health insurer, not accident insurer

ATA/723/1997Cour de justice / Chambre administrative25 nov. 1997Dismissed

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Résumé Omnilex

The dispute concerned whether the sequelae of a disc hernia were covered by accident insurance after a fall. The court held that the fall could not have caused the hernia and therefore rejected accident coverage. As a result, the loss was to be borne by the health insurer rather than the accident insurer.

Regeste Omnilex

LAA art. 6; causal link between accident and disc hernia sequelae: accident coverage requires proof that the bodily condition was caused by the accident. Where the evidence does not establish that a fall could have triggered the herniation, the disability or treatment costs remain within sickness coverage and cannot be shifted to the accident insurer.

Texte intégral

Descripteurs

ASSURANCE SOCIALE; ACCIDENT; AA; HERNIE DISCALE; ASSU

Normes

LAA.6

Résumé

Il incombe à l'assureur maladie et non accident de couvrir la suite d'une hernie discale qui n'a pu être provoquée par une chute.

Mots-clés

social insuranceaccident insurancehealth insurancecausationdisc herniacoverage

Extrait par Omnilex

Question juridique clé

Whether the accident insurer had to cover the sequelae of a disc hernia allegedly caused by a fall.

Solution extraite

The disc hernia sequence was not shown to have been caused by the fall, so accident coverage was denied.

Motifs extraits

The court found that the fall could not be the cause of the disc hernia; therefore the condition fell outside accident insurance coverage.

Question juridique clé

Whether the health insurer had to bear the costs instead of the accident insurer.

Solution extraite

Coverage lies with the health insurer, not the accident insurer.

Motifs extraits

Because the disc hernia was not attributable to an accident, the loss remained within sickness coverage.

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