Whether the insurer committed a formal denial of justice by not deciding the opposition within a reasonable time
No. The appeal was filed less than three months after the suspension decision, and the insurer had not yet exceeded a reasonable time, especially given the summer period and suspended deadlines.
A delay in deciding exists only if the authority fails to decide within the legal or otherwise reasonable time in light of the case circumstances. Here the delay was too short to amount to a denial of justice; the court also noted that the claimant had not first requested the insurer to issue the opposition decision.