Tharp v. Tharp

UNITED STATES BANKRUPTCY COURT
SOUTHERN DISTRICT OF INDIANA
INDIANAPOLIS DIVISION
IN RE: 	)
)
BRANDY NICOLE THARP, 	) 	Case No. 25-02852-JMC-13
)
Debtor. 	)
__________________________________________)
)
JARED THARP, 	)
)
Plaintiff, 	)
)
v. 	) 	Adversary Proceeding No. 25-50067
)
BRANDY NICOLE THARP, 	)
)
Defendant. 	)
FINDINGS OF FACT AND CONCLUSIONS OF LAW
THIS ADVERSARY PROCEEDING came before the Court for a bench trial on
January 22, 2026 (the “Trial”). Plaintiff Jared Tharp (“Jared”) appeared by counsel Michael
Ghosh. Defendant/debtor Brandy Nicole Tharp (“Brandy”) appeared by counsel Harold W.
Grigdesby. At the conclusion of the Trial, the Court invited the parties to submit proposed
findings of fact and conclusions of law and took the matter under advisement.
SO ORDERED: September 4, 2026.
______________________________
James M. Carr
United States Bankruptcy Judge
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The Court, having reviewed and considered the evidence presented at the Trial and the
other matters of record in this adversary proceeding, having weighed the credibility of the
witnesses, having heard and considered the presentations and arguments of counsel at the Trial
and in their respective proposed findings of fact and conclusions of law, and being otherwise
duly advised, now enters the following findings of fact and conclusions of law as required by
Fed. R. Civ. P. 52, made applicable to this adversary proceeding by Fed. R. Bankr. P. 7052.
Findings of Fact
The Court makes the following findings of fact:
1. 	Jared and Brandy were married on August 3, 2019. They have two minor
children. (Ex. 1, p. 13.)
2. 	Brandy filed a complaint for divorce on April 23, 2020, and Jared filed a counter-
complaint for divorce on September 17, 2020, in the Chancery Court of Knox County, Tennessee
(the “Divorce Court”) under Cause No. 200075-1 (the “Dissolution Case”). (Ex. 1, p. 13.)
3. 	The Dissolution Case involved, among other things,1 issues related to child
custody matters affecting the well-being and best interests of the parties’ minor children,
coparenting time, guardian ad litem recommendations and paternal grandmother’s involvement
in coparenting time. (Ex. 1, pp. 13-25; Ex. 5, pp. 1-2.)
4. 	As part of the Dissolution Case, the Divorce Court issued an Order on August 1,
2023, adopting and approving a Permanent Parenting Plan that established Jared as Primary
Residential Parent (i.e., custodial parent) of the parties’ minor children. (Ex. 1, pp. 1-12, in
particular p. 3, part I.A and p. 9, part IV.)
1 	For example, the Court heard evidence regarding coordination between Jared’s Dissolution Case counsel
and Jared’s criminal case counsel, as well as an action separate from the Dissolution Case involving a protective
order.
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5. 	Child support matters were addressed in the Dissolution Case by the Child
Support Magistrate. (Ex. 1, p. 1.)
6. 	The Dissolution Case did not substantially involve the division or allocation of
marital property. (Ex. 1, p. 14.)
7. 	On October 20, 2023, Jared’s Dissolution Case counsel, C. Scott Taylor, filed
with the Divorce Court a Supplemental Affidavit of Attorney Fees and Expenses (the “Taylor
Affidavit”), along with billing statements, showing a total amount of fees and expenses incurred
by Jared in the litigation from April 21, 2020 through June 30, 2023 of $114,334.38. (Ex. 3, pp.
1-72, in particular p. 4.)
8. 	On October 31, 2023, the Divorce Court conducted a hearing in the Dissolution
Case. Following that hearing, on November 20, 2023, the Divorce Court issued an Order
Granting Attorney’s Fees (the “Fee Order”). The Fee Order obligates Brandy to pay $65,000 to
Jared to recompense him for reasonable attorney fees and litigation expenses he incurred in the
Dissolution Case (the “Attorney Fees”). The Divorce Court awarded the Attorney Fees under
the factors articulated in Connors v. Connors, 594 S.W.2d 672 (Tenn. 1980) and “Tenn. R. Sup.
Ct. 1.5”. (Ex. 4.)
9. 	On May 16, 2025, Brandy filed a voluntary petition for relief under Chapter 13 of
the United States Bankruptcy Code.
Conclusions of Law
A. 	Any finding of fact above will also be a conclusion of law, and any conclusion of
law will also be a finding of fact, to support the judgment of the Court.
B. 	This Court has jurisdiction in this matter pursuant to 28 U.S.C. §§ 1334 and 157
and the General Order of Reference issued by the United States District Court for the Southern
District of Indiana on July 11, 1984.
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C. 	This adversary proceeding is a core proceeding pursuant to 28 U.S.C.
§ 157(b)(2)(I).
D. 	Venue is proper in this matter pursuant to 28 U.S.C. §§ 1408 and 1409.
E. 	“[E]xceptions to discharge are to be [construed] strictly against a creditor and
liberally in favor of the debtor. … However, the underlying policy of the provision exempting
[domestic support obligations] from discharge ‘favors enforcement of familial support
obligations over a “fresh start” for the debtor.’ ” Trentadue v. Gay (In re Trentadue), 837 F.3d
743, 749 (7th Cir. 2016) (internal citations omitted).
F. 	“[A] party seeking to establish an exception to discharge bears the burden of
proof.” Kolodziej v. Reines (In re Reines), 142 F.3d 970, 973 (7th Cir. 1998) (citation omitted).
G. 	“[T]he standard of proof for the dischargeability exceptions in 11 U.S.C. § 523(a)
is the ordinary preponderance-of-the-evidence standard.” Grogan v. Garner, 498 U.S. 279, 291,
111 S.Ct. 654, 661 (1991).
Dischargeability under 11 U.S.C. § 523(a)(5)2
H. 	Section 523(a) provides, in relevant part:
A discharge under section 727 … or 1328(b) of this title does not discharge an
individual debtor from any debt –
…
(5) for a domestic support obligation … .
I. 	Section 101(14A) defines a “domestic support obligation” (“DSO”) as:
a debt … that is –
(A) 	owed to or recoverable by –
(i) a spouse, former spouse, or child of the debtor …
(B) 	in the nature of alimony, maintenance, or support ... of such spouse,
former spouse, or child of the debtor ... without regard to whether such debt is
expressly so designated;
(C) 	established ... by reason of applicable provisions of –
2 	Unless otherwise noted, all statutory references hereinafter are to the United States Bankruptcy Code, 11
U.S.C. § 101 et seq.
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(i) a separation agreement, divorce decree, or property settlement
agreement; [or]
(ii) an order of a court of record
... ; and
(D) 	not assigned to a nongovernmental entity, unless that obligation is
assigned voluntarily by the spouse, former spouse, child of the debtor … for the
purpose of collecting the debt.
J. 	To resolve this adversary proceeding, the Court must decide whether the Attorney
Fees constitute a debt that is “in the nature of support” as set forth in § 101(14A)(B).3
K. 	“Determining whether an attorney fee award is ‘in the nature of … support’ is a
question of federal bankruptcy law, not state law. As such, [the court is] ‘not bound by the labels
attached to the obligation’ under state law.” Trentadue, 837 F.3d at 748 (internal citations
omitted).
L. 	To determine the nature of the Attorney Fees, the Court will look to the intent of
the parties and the Divorce Court. In re Coil, 680 F.2d 1170, 1172 (7th Cir. 1982) (citing In re
Woods, 561 F.2d 27 (7th Cir. 1977)) (discussing the intent inquiry for DSOs in the divorce
decree context). Where, as here, the debt in question was liquidated by a state court judgment,
“the bankruptcy court is not confined to a review of the judgment and record in the prior state-
court proceedings when considering the dischargeability of respondent's debt.” Brown v. Felsen,
442 U.S. 127, 138-39, 99 S.Ct. 2205, 2213 (1979). Rather, the Court may look beyond the
record of the Dissolution Case and the Fee Order to seek to determine the intent of the parties
and the Divorce Court. The Court’s inquiry into intent is not unbounded – the decision of the
Divorce Court is conclusive on the issues decided in the Dissolution Case, consistent with the
principles of issue preclusion and the Rooker-Feldman doctrine.
3 	There is no dispute between the parties as to the requirements set forth in § 101(14A)(A) or (C). Brandy
suggested that the requirement in § 101(14A)(D) was not met because Jared voluntarily assigned a portion of his
claim for the Attorney Fees to his mother. The evidence was not credible or convincing that such an assignment was
made.
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M. 	The Divorce Court expressly based the Fee Order on Connors v. Connors, 594
S.W.2d 672 (Tenn. 1980) (hereafter, “Connors”). In Connors, the Tennessee Supreme Court
rejected the notion that attorney fees awarded in a Tennessee dissolution action should be based
on an alleged “ten percent rule”, by which fees were calculated as a percentage of alimony
awarded. Instead, the Tennessee Supreme Court announced that the reasonableness of fees
awarded in divorce proceedings should be based on a six-factor text. See Connors, 594 S.W.2d
at 676. The six-factor analysis the Divorce Court used to determine that the $65,000 Attorney
Fees award was reasonable does not definitively answer the question of what portion of the
Attorney Fees was in the nature of support.
N. 	The Fee Order lacks language describing the award as “support,” “alimony” or
“maintenance”. Jared contends that the Attorney Fees were awarded in part pursuant to
Tennessee Code Annotated § 36-5-103(c). That statute allows the prevailing party to recover
attorney fees in matters “to enforce, alter, change, or modify any decree of alimony, child
support, or provision of a permanent parenting plan order, or in any suit or action concerning the
adjudication of the custody or change of custody of any children … .” However, the Fee Order
does not recite that statute as a basis for the Attorney Fees award.
O. 	The Taylor Affidavit set forth all of the attorney fees and expenses incurred by
Jared in the Dissolution Case with respect to all issues involved in the Dissolution Case. The
Court’s review of the Taylor Affidavit and attached billing statements, as well as consideration
of the credible testimony and documentary evidence, leads to the conclusion that the issues
involved were more than just child support and custody.
P. 	The Attorney Fees are intertwined with proceedings affecting the parties’ minor
children – to some level. There is a sharp factual dispute as to what portion of the $114,334.38
total amount of attorney fees incurred by Jared with respect to the Dissolution Case from
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April 21, 2020 through June 30, 2023 are so intertwined – Brandy’s proposed findings of fact
and conclusions of law suggested that $17,340.75 of the total fees Jared incurred “can be traced
to child support or custody matters”. Jared’s proposed findings of fact and conclusions of law
suggested that approximately $75,438.40 of the total fees Jared incurred “are in the nature of
support as they were incurred in connection with child support, visitation, and custody
proceedings”.
Q. 	The Court concludes that most of the Attorney Fees were incurred in connection
with child support, visitation and custody proceedings, constitute a DSO pursuant to § 101(14A)
and shall be excepted from discharge pursuant to § 523(a)(5) because: (a) they are a debt owed
by Brandy to Jared; (b) they are in the nature of support of the parties’ children; and (c) they
were established by reason of applicable provisions of an order (the Fee Order) by a court of
record (the Divorce Court).4
R. 	The Court concludes that Brandy’s obligation to pay the Attorney Fees is partially
a DSO as defined in § 101(14A): $50,000 represents such part of the Attorney Fees, and that
amount of her debt to Jared is excepted from discharge pursuant to § 523(a)(5).
Decision
Based on the foregoing, the Court concludes that $50,000 of the Attorney Fees is
excepted from discharge pursuant to § 523(a)(5).
The Court will enter judgment in favor of Jared and against Brandy consistent with these
findings of fact and conclusions of law contemporaneously herewith.
# # #
4 	Arrangements among Jared, Jared’s mother and/or Jared’s Dissolution Case counsel for the payment of
Jared’s counsel’s fees in connection with the Dissolution Case are not relevant to a determination of whether the
Attorney Fees are excepted from discharge. Even if they were, the testimony was not clear or credible with respect
to the payment arrangements, purported gift and/or purported loan, other than counsel’s recitation of the balance still
owed to his firm by Jared.
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