Questione giuridica chiave
Whether the insured remained entitled to accident insurance benefits after 2009-12-31
Decisione estratta
No entitlement remained because the continuing complaints were no longer in adequate causal connection with the accident.
Motivazione estratta
The court found no objectively verifiable organic accident sequelae and held that the remaining HWS-related symptoms and the separate psychological disorder failed the relevant adequacy tests.