Questione giuridica chiave
Whether the insured's psychiatric disorder was adequately causally linked to the bite incident for accident insurance benefits.
Decisione estratta
The bite incident was not, under either the general or the objective accident-psychic-trauma criteria, adequately causally connected to the later psychiatric disorder.
Motivazione estratta
The event was not extraordinary enough to constitute a qualifying traumatic accident, and the insured's fear of infection should have been overcome once negative test results were known; the later psychiatric treatment and incapacity were too remote.