Questione giuridica chiave
Which valid income should be used for the income comparison when calculating the disability rate?
Decisione estratta
The actual last salary of CHF 55,340, not the higher statistical table wage, was to be used as valid income.
Motivazione estratta
Income assessment must be as concrete as possible and normally starts from the last wage actually earned. Statistical wages are only auxiliary and cannot replace the actual salary here, since the insured intended no career change and the lower wage did not justify an exception.