Questione giuridica chiave
Whether the appellant may demand cash payment of the vested benefit under Art. 5(1)(c) FZG when the vested benefit is lower than her annual contributions.
Decisione estratta
Yes. The insured may request payment in cash if the vested benefit is below the amount of her annual contributions.
Motivazione estratta
Under Art. 5(1)(c) FZG, the decisive comparison is between the vested benefit and the insured's annual contributions; if the statutory condition is met, cash payment must be granted.