Questione giuridica chiave
Whether the insurer could refuse the insured person's application for complementary insurance after prior treatments had already led to supplemental coverage payments.
Decisione estratta
Yes. The insurer was entitled to refuse the offer of complementary insurance in these circumstances.
Motivazione estratta
The decision accepts that, in view of the insured person's treatment history and the insurer's prior intervention in complementary insurance, refusal of the new offer was permissible under the applicable insurance rules.