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OAMal art. 9 para. 3 lacks legal basis

ATA/523/1998Corte di giustizia / Camera amministrativa1 set 1998Confirmed

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Estratto da Omnilex

Sintesi Omnilex

The decision holds that Art. 9 para. 3 OAMal, insofar as it requires payment of premiums before an insured person may change insurer, adds a significant restriction to the statutory freedom of insurer choice. Because the LAMal does not provide for this additional burden, the measure lacks a sufficient legal basis and breaches the legality principle.

Massima Omnilex

Art. 9 para. 3 OAMal; legality principle and freedom to choose an insurer: a regulation that makes the change of insurer conditional on prior payment of premiums constitutes a substantial interference with the statutory freedom of choice. Such an additional requirement is unenforceable if it is not grounded in the LAMal; subordinate legislation may not create a material restriction beyond the scope of the enabling statute.

Testo completo

Descripteurs

ASSURANCE SOCIALE; AM; RESILIATION; PRIME D'ASSURANCE; DEMEURE; LEGALITE; ASSU

Normes

OAMAL.9 al.3

Résumé

L'obligation de payer les primes avant de pouvoir changer d'assurance (art.9 al.3 OAMal) constitue une condition supplémentaire par rapport à la LAMal, qui est une entrave importante au principe du libre choix de l'assureur. Faute de base légale, elle ne doit pas être appliquée. Viole le principe de la légalité, l'obligation de payer les primes avant tout changement d'assurance (art. 9 al. 3 OAMal), dès lors qu'elle constitue une entrave importante au principe du libre choix de l'assureur non prévue par la LAMal.

Parole chiave

social insuranceinsurance changelegality principlepremium arrearsfree choice of insurerordinance validity

Estratto da Omnilex

Questioni giuridiche chiave estratte da Omnilex

Questione giuridica chiave

Whether the obligation to pay premiums before changing insurer under Art. 9 para. 3 OAMal is lawful.

Decisione estratta

The obligation cannot be applied because it adds a significant restriction to the free choice of insurer that is not provided for by the LAMal and therefore lacks a sufficient legal basis.

Motivazione estratta

Requiring prior payment of premiums before a change of insurance constitutes an important obstacle to the statutory freedom to choose an insurer. As this restriction is not foreseen in the LAMal, it violates the legality principle.

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