Questione giuridica chiave
Whether the kidnapping caused the claimed psychological disorders by natural causation under accident insurance law.
Decisione estratta
The natural causal link was not established; the kidnapping could not have caused such intense stress as to justify the psychological disorders as accident consequences.
Motivazione estratta
The court relied on the nature of the event and noted that the medical certificate was issued more than seven months after the harmful event, which weakened the causal link.