Questione giuridica chiave
Whether an insurer may reduce a daily indemnity once the insured reaches AVS age under LAMA art. 12bis para. 3.
Decisione estratta
Yes. The insurer is entitled to reduce the daily indemnity when the insured reaches AVS retirement age.
Motivazione estratta
The court held that LAMA allows such a reduction upon reaching the AVS age threshold.