Evanston Insurance Co. v. William Kramer & Associates, LLC

16-2082
Evanston Insurance Co. v. William Kramer & Associates, LLC
UNITED STATES COURT OF APPEALS 1
FOR THE SECOND CIRCUIT 2
3
August Term, 2017 4
5
(Argued: August 18, 2017 Decided: June 11, 2019) 6
7
Docket No. 16‐2082 8
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Evanston Insurance Company, 12
13
Plaintiff‐Appellant, 14
15
v. 16
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William Kramer & Associates, LLC, 18
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Defendant‐Appellee. 20
_____________________________________ 21
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Before: 23
24
PIERRE N. LEVAL, REENA RAGGI, and RAYMOND J. LOHIER, JR., 25
Circuit Judges. 26
Plaintiff appeals from the judgment of the United States District Court 27
for the District of Connecticut (Michael P. Shea, J.) granting judgment as a 28
matter of law in favor of Defendant. Plaintiff, successor‐in‐interest to an 29
insurer of property damaged by a hurricane, brought this negligence action 30
against Defendant, the Plaintiff’s loss adjustment agent, for failure to inform it 31
of a mortgage on the property. The suit was filed after the three‐year 32
limitations period imposed by § 52‐577 of the Connecticut General Statutes. 33
At trial, a jury found that the limitation period was tolled by reason of the 34
Defendant’s continuing course of conduct. The district court set aside the 35
jury’s verdict, concluding that there was insufficient evidence to support 36
tolling. We certified to the Connecticut Supreme Court the question whether 37
the “trial evidence [was] legally sufficient to support the jury’s finding” of 38
tolling. The Connecticut Supreme Court held, Essex Ins. Co. v. William Kramer 39
& Assocs., LLC, 331 Conn. 493 (2019), that the evidence was not legally 40
sufficient to support tolling. We now affirm the district court’s judgment. 41

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1
MARY MASSARON, Plunkett Cooney, 2
Bloomfield Hills, MI, for Plaintiff‐ 3
Appellant. 4
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RICHARD A. SIMPSON (Kimberly A. 6
Ashmore, on the brief), Wiley Rein LLP, 7
Washington, DC, for Defendant‐Appellee. 8
9
PER CURIAM: 10
Plaintiff Evanston Insurance Company (hereinafter the “Plaintiff” or 11
the “Insurer”) appeals from the entry of judgment by the United States 12
District Court for the District of Connecticut (Michael P. Shea, J.) in favor of 13
defendant William Kramer & Associates, LLC (hereinafter the “Defendant” or 14
the “Adjuster”), which served as the Insurer’s adjuster on a claim for 15
hurricane damage. The sole issue on appeal is whether the district court erred 16
in overturning the jury verdict and granting judgment as a matter of law in 17
favor of Adjuster on the basis of insufficiency of the evidence to support the 18
jury’s conclusion that the statute of limitations was tolled such that Insurer’s 19
claim was timely filed. We assume the partiesʹ familiarity with our earlier 20
opinion in this matter, which discusses at length the underlying facts, 21
procedural history, and arguments presented on appeal. Evanston Ins. Co. v. 22
William Kramer & Assocs., LLC, 890 F.3d 40 (2d Cir. 2018). We repeat them here 23

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only insofar as we think it necessary to understand the discussion that 1
follows. 2
After a jury trial, the jury found that the Adjuster had “engaged in a 3
continuing course of conduct such that [its] duty to [the Insurer] continued in 4
a manner that tolled the statute of limitations for enough time that [the 5
Insurer’s] claim is not time‐barred.” Essex Ins. Co. v. William Kramer & Assocs., 6
Inc., No. 3:13‐CV‐1537 (MPS), 2016 WL 3198190, at *7 (D. Conn. June 8, 2016). 7
The jury awarded the Insurer damages for negligence in the amount of 8
$1,250,002.89. Id. at *1. 9
The Adjuster then moved for judgment as a matter of law pursuant to 10
Federal Rule of Civil Procedure 50(b), arguing that the record contained 11
insufficient evidence to support the jury’s finding that a continuing course of 12
conduct had tolled the statute of limitations. The district court ruled that “no 13
reasonable jury could find, based on the evidence presented at trial, that the 14
continuing course of conduct doctrine renders [Evanston’s] claim timely,” id. 15
at *7, and entered judgment for the Adjuster. The Insurer timely appealed. 16
We found that Connecticut law was unclear as to the contours of the 17
doctrine that tolls a limitation period because of a continuing course of 18

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conduct. Having the consent of the parties for certification of the controlling 1
question to the Connecticut Supreme Court, we asked for that Court’s 2
guidance on whether, under Connecticut law, the trial evidence was legally 3
sufficient to support the tolling of the limitation period through October 21, 4
2010, so as to render the Insurer’s claim timely. Evanston Ins. Co., 890 F.3d at 5
51. 6
The Connecticut Supreme Court accepted the certification, and on April 7
23, 2019, responded that “the evidence is not legally sufficient to toll the 8
statute of limitations on this factual record.” Essex Ins. Co. v. William Kramer & 9
Assocs., LLC, 331 Conn. 493, 497 (2019). 10
The Connecticut Supreme Court’s decision resolves the controlling 11
question of Connecticut law. We therefore AFFIRM the judgment of the 12
district court. 13

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