Samuel K. Reid, Sr. v. Pennymac Loan Services, LLC; Samuel I. White, P.c.

UNPUBLISHED
UNITED STATES COURT OF APPEALS
FOR THE FOURTH CIRCUIT
No. 25-2317
SAMUEL K. REID, SR.,
Plaintiff - Appellant,
v.
PENNYMAC LOAN SERVICES, LLC; SAMUEL I. WHITE, P.C.,
Defendants - Appellees.
Appeal from the United States District Court for the Western District of Virginia, at
Charlottesville. Jasmine Hyejung Yoon, District Judge. (3:25-cv-00046-JHY-JCH)
Submitted: April 28, 2026 Decided: April 30, 2026
Before WILKINSON and GREGORY, Circuit Judges, and TRAXLER, Senior Circuit
Judge.
Affirmed as modified by unpublished per curiam opinion.
Samuel K. Reid, Sr., Appellant Pro Se. Douglas Pittman, REED SMITH, LLP, Richmond,
Virginia; Ronald J. Guillot, Jr., SAMUEL I. WHITE, PC, Virginia Beach, Virginia, for
Appellees.
Unpublished opinions are not binding precedent in this circuit.

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PER CURIAM:
Samuel K. Reid, Sr., appeals the district court’s order granting Defendants’ Fed. R.
Civ. P. 12(b)(6) motion to dismiss Reid’s civil complaint. We have reviewed the record
and find no reversible error. However, to the extent the dismissal was pursuant to the
Rooker-Feldman* doctrine, the complaint should have been dismissed without prejudice.
See S. Walk at Broadlands Homeowner’s Ass’n v. OpenBand at Broadlands, LLC, 713 F.3d
175, 185 (4th Cir. 2013) (explaining that a dismissal based on a “defect in subject matter
jurisdiction . . . must be one without prejudice, because a court that lacks jurisdiction has
no power to adjudicate and dispose of a claim on the merits”).
Accordingly, we affirm the district court’s order as modified to reflect a dismissal
without prejudice. Reid v. Pennymac Loan Servs., No. 3:25-cv-00046-JHY-JCH
(W.D. Va. Sep. 22, 2025). We dispense with oral argument because the facts and legal
contentions are adequately presented in the materials before this court and argument would
not aid the decisional process.
AFFIRMED AS MODIFIED
* Rooker v. Fid. Trust Co., 263 U.S. 413 (1923); D.C. Ct. of App. v. Feldman, 460
U.S. 462 (1983).

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