Questão jurídica principal
Whether the insurer remains liable for later health complaints as relapse or late effects of the 2004 accident
Decisão extraída
The later complaints were not shown to be adequately causally linked to the accident; the insurer had no further duty to provide benefits.
Fundamentação extraída
The court upheld the lower court’s assessment that the accident-related causal link failed under the case law on psychic accident consequences. The new medical reports did not establish a sufficient connection of any objectively proven organic complaints with the accident, and additional expert evidence was unnecessary.